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Section headings are for reference only and have no legal effect.15. Any claim related to these Terms or the Services must be filed in court (or arbitration if section 10(d) applies) within one year of the date you could first file the claim, unless your local law requires a longer time to file claims.If not filed within that time, then it's permanently barred.16. You must comply with all domestic and international export laws and regulations that apply to the software and/or Services, which include restrictions on destinations, end users and end use. Microsoft does not consider or accept unsolicited proposals or ideas, including without limitation ideas for new products, technologies, promotions, product names, product feedback and product improvements ("Unsolicited Feedback").In appropriate circumstances, Microsoft may also disable or terminate accounts of users of Microsoft services who may be repeat infringers.Notices and procedures regarding intellectual property concerns in advertising.You accept these Terms by creating a Microsoft account or Skype account, through your use of the Services or by continuing to use the Services after being notified of a change to these Terms. By using the Services or agreeing to these Terms, you consent to Microsoft’s collection, use and disclosure of Your Content and Data as described in the Privacy Statement.2. Many of our Services allow you to store or share Your Content or receive material from others. Your Content remains Your Content and you are responsible for it.5. The Services may allow you to access or acquire products, services, websites, links, content, material, games or applications from third parties (companies or people who aren’t Microsoft) ("Third-Party Apps and Services").

You should review any additional terms and privacy policies before acquiring or using any Third-Party Apps and Services. Microsoft does not license any intellectual property to you as part of any Third-Party Apps and Services.You may not assign these Terms or transfer any rights to use the Services.This is the entire agreement between you and Microsoft for your use of the Services.If you accepted these Terms by creating a Skype account or using Skype, you and we irrevocably agree to the exclusive jurisdiction and venue of the Luxembourg courts for all disputes arising out of or relating to these Terms or the consumer Skype-branded Services.For all other Services, if you accepted these Terms by creating a Microsoft account or using any other Service, the entity with which you are contracting, the governing law and the location to resolve disputes appear below: Your local consumer laws may require some local laws to govern or give you the right to resolve disputes in another forum despite these Terms.

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